Warranties & coverage
The finance office has one price, one product and a closed door. We shop coverage independently, read you the exclusions out loud, and let you decide when you’re not exhausted.
Extended coverage isn’t a scam and it isn’t a gift. It’s a product with a wholesale cost and a markup, and it’s almost always negotiable.
“$3,400 in the finance office, take it or leave it. They came back with better coverage for $2,050 less and read me the exclusions first. I’m using them again for my wife’s car.”
Saved $2,050 · 2023 BroncoWhy through us
We aren’t paid by any provider. Our advice costs the same whether you buy coverage or skip it entirely.
You see the contract, the exclusions and the claims process before you decide — not after the pen moves.
We quote it independently, so you know exactly what the dealer’s markup is when they slide the menu across.
Pricing
Coverage is priced on the vehicle, its mileage, the term, the deductible and the provider. Anyone quoting a flat number before knowing the VIN is guessing. Send us the car and we’ll bring back real options.
Separate from the $1,000 negotiation fee, and always optional. Your advocate goes through the options with you once your deal is locked — nothing is booked or owed until you say go.
Start the $1,000 negotiation. Once your number is locked, your advocate will quote this for you.